Stretching Your Holiday Dollars

With inflation worldwide hitting 40-year highs, many shoppers are looking to keep their spending in check this #holiday season. Full of festivities and gift-giving, it’s already an expensive time of year, and you may have to stretch your dollars to make it memorable.

The first thing to do is set a holiday budget, writes Kentucky State University extension specialist Joanne Bankston. Include everything you’ll need to make the holidays happen: food, gifts, decorations, travel, greeting cards and other necessities.

Make a gift list, ballparking what you want to spend on each gift. Shop early to get the best deals, and get gift receipts if they’re available. Think creatively to save: Someone on your list might like a gift card or tickets to a show instead of merchandise.

Make something to give if you can bake, sew, knit or craft. A tin of homemade cookies, a jar of preserves or a handknit scarf will be more memorable and relatively inexpensive to make. You can also give the gift of time by helping out with chores, #organizing or decorating.

If you’re hosting a holiday gathering, you can save money by asking guests to bring a dish to pass or the beverage of their choice. Better yet, assign certain menu items to specific guests to avoid duplication.

Watch out for the hidden costs of the holidays, too, says DCU. Gift wrapping can add up, so get creative with used maps or newspaper. Shipping is another line item, and energy costs can spike if you have a lot of twinkling lights. Finally, you’ll likely have the temptation to treat yourself as you shop for others. Stick to your shopping list!

For good deals on lightly used household goods, holiday decorations, clothing and other goods, visit a #thrift or #secondhand shop supplied by #donations to ClothingDonations.org. Not only can you save money, but you’ll also contribute to essential veterans’ programs at the most critical time of year.

However much you spend, remember that interest rates are going up. To keep from overspending, pay any credit card balances in full every month, or use cash or debit cards instead. You may find it easier to limit spending when you use cash. Happy #shopping!

Make (or Adjust) Holiday Travel Plans Now

#Holiday #travel is costing more than it did last year, according to a report from CBS News. With demand up and capacity still decreased from pre-pandemic levels, airfares will rise 4% per week through Christmas, experts say. To get the best possible prices, book your tickets now, shorten trips or adjust your plans to accommodate alternative dates after the holiday rush is over. And even though #Christmas falls on a Sunday, plan to start and complete your travel on Mondays and Tuesdays, when airfares, rental cars and hotel lodging tend to be cheaper. This year — if you’re up for the challenge — hosting may be the cheapest option. #HolidayTips

Get the Best Prices on Holiday Merchandise

As you get started on your #holiday shopping, the New York Times’ Wirecutter says, remember that not all sales are created equal. List prices may be inflated to make store discounts look bigger, and you’ll likely need to comparison-shop to save real dollars on any merchandise that’s in demand. If you see a sale price on something you want, compare that price across multiple sellers with a simple internet search. To get the lowest prices, use online price-tracking tools and/or subscribe to alerts from your favorite retailers to hear about flash sales and member specials — but don’t be shy about unsubscribing if you don’t want those messages #cluttering your feeds. #HolidayTips

Black Friday Arrived Early This Year

Facing ongoing supply-chain issues worried about consumer spending, the nation’s retailers have put #holiday promotions into overdrive, announcing early Black Friday deals before most kids even had a chance to sort their #Halloween candy. Though #Christmas “creep” seems to kick off the season sooner every year, consumers concerned about the high cost of gift-giving and inflation’s effect on their pocketbooks would do well to start their shopping now — and remember that the #thrift and #secondhand stores supplied by generous #donations to ClothingDonations.org offer lots of great #deals on lightly used #clothing and household goods. #HolidayShoppingTips

Holiday Shopping That Won’t Break the Supply Chain

With supply chain issues affecting shipments of goods at ports worldwide and postal slowdowns in the the U.S., holiday shoppers are eagerly snapping up whatever merch they can get their hands on early in the season.

So far, few of this year’s “it” gift items are selling out — and if Black Friday and Cyber Monday were any indication, supplies of new TVs, voice assitants and other computer-enabled gadgets are meeting strong demand. But things can (and will) sell out.

If you want to satisfy everyone on your list this year, there are several ways to do so while avoiding supply chain issues:

1. Buy consumer goods now. Retailers started the shopping season early to cope with potential supply-chain issues, and regardless if those problems materialize, the best deals will disappear as shopping deadlines approach.

2. Order early to avoid delays. Dec. 11 is the last day certain retailers will guarantee delivery by Christmas due to distribution issues and shipping slowdowns. That’s a full two weeks ahead of the actual holiday, and your Prime membership may not help.

3. Give experiences instead of things. A gift certificate to a cooking class, massage therapist or local restaurant might be a thoughtful gift that doesn’t depend on the U.S. mail to arrive on-time. Digital subscriptions also deliver instant gratification.

4. Buy local, perishable and handmade. Not only will you support people and businesses in your community, but you’ll be able to sidestep any supply chain issues by buying goods and services that are already available locally.

5. Make your own. If you have a knack for sewing, woodworking or some other craft, get creative with your giving. The people on your list will appreciate a one-of-a-kind keepsake that took real effort.

6. Regift and thrift. Quality hand-me-downs make great gifts. If there’s something you own that just doesn’t get the love it would if you gave it to someone on your list, wrap it up and hand it off.

Also consider #decluttering and #donating any lightly used #clothing, household goods and other #stuff you no longer use to ClothingDonations.org. When you #donate used items, they are resold to fund a variety of veterans programs.

The #thrift stores that ClothingDonations.org supplies are a great source of holiday swag and ready-to-gift items, too! #Resale and #reuse is the ultimate in low-impact giving. Happy shopping!