Tag: shopping tips

Reasons Not to Shop on Black Friday

Posted on by Jordank

The circulars are out, and the buzz is building. There are so many deals to be had on the busiest shopping day of the year — how could anyone just sit around the house enjoying a long-awaited day off and some Thanksgiving leftovers?!

As tempting as some of those deals might be, you don’t have to shop on Black Friday. In fact, it might save you lots of money in the long run if you avoid the crowds and keep your credit cards hidden away in a drawer. Otherwise, you might overspend.

“We go with a list, but other tempting deals reel us in,” says Simply Organized Home. “Then, all of a sudden, we had to have it. After coming home and realizing we went over our budget, we get a sickening feeling down in our stomach.”

That sickening feeling foreshadows bills that might be a lot more than you want to pay after all of the gifts are given and all of the tidings are told. What’s more, a lot of that impulse stuff is probably unnecessary, so you and yours will have to find places to put it.

Then there’s the hassle of fighting the crowds — those legions of people who, like you, want to save a buck or two on whatever the “it” item is this year. Do yourself a favor and turn tail on those crowds unless you truly regard shopping as a competitive sport.

The fact of the matter is that you can probably get just as good a deal by shopping online, and do so in a more targeted and efficient way. If you know exactly what you want, you can probably get just as a good a deal while sipping coffee in your bathrobe.

And if you don’t buy those things nobody needs, you and your giftees will have less clutter to cope with at home. Less clutter means less anxiety — and less time spent simply managing one’s own possessions.

Use the day to plan what you want to give to your family and friends. Consider giving a gift that take up no space whatsoever, like a charitable donation to the Vietnam Veterans of America or another worthy nonprofit.

Or take a day to decompress. Instead of going to a mall or big-box store, “Go ice skating,” says The Minimalists. “Donate your time to a food bank. Play in the snow (or in the sand). Or just relax and enjoy the holiday season. Simply be together — no purchase necessary.”

Don’t Treat Holiday Shopping Like a Job

Posted on by Jordank

While most stores will stay closed through the Thanksgiving holiday, a handful of major retailers such as Target and JCPenney will be open late Thursday to launch the make-or-break holiday shopping season. The Organizing Blog doesn’t necessarily approve of shopping while you’re supposed to be feasting, but knows that a few readers may attempt to beat the crowds and get the best deals. Dress to go from cold, outdoor weather to warm stores quickly, Money Crashers says, and don’t treat shopping like a job. “No matter what happens on Black Friday, remember to relax and try to enjoy yourself. Shopping for holiday gifts isn’t the highest-stakes thing you’ll do this year.”

Make a Budget for Black Friday

Posted on by Jordank

To ensure you don’t overspend at the Black Friday sales this week, start out with a strict budget, Consumer Reports advises. Whether you do most of your holiday shopping in-store or online, decide how much you’re ultimately going to spend, and stick to that number. If you are not sure that you’re getting the best price on something, move on to the next web page or display. And if you can’t resist using a credit card to overspend, only carry cash to stores instead. Finally, check retailers’ return and exchange policies on Black Friday items to avoid paying a restocking fee or having to keep merchandise you don’t want.

Make the Most of Black Friday

Posted on by Jordank

There are plenty of ways to maximize the savings Black Friday offers, says money-saving site Clark.com. Sign up for e-mail promotions at your favorite retailers before you head out to the stores, for example, and price-check items against the web while in stores. Make a list of the retailers you most want to visit and bring a friend who’s similarly motivated to find deals. But leave the kids at home if you want to do some serious shopping — you don’t need the distractions. Shop early or late to avoid the worst crowds, and above all, remember that not every low price is truly a deal.

Thrift to Save on Back-to-School Costs

Posted on by Jordank

Most schools across the country will be starting the school year in just a few weeks — and you can tell, since the back-to-school promotions have begun in earnest at the chain stores. But if you really want to save money, you don’t have to buy everything brand-new at a Target, Walmart or Gap. Back-to-school time is one time of year when it pays to shop at the local thrift store.

If you have young children headed back to school, chances are good that they have grown out of the clothes they were wearing last fall. Good news! Thrift stores are full of lightly used clothing and school uniforms that either fit someone’s kid until recently or didn’t get worn much at all. A lot of it is desirable, big-label stuff, points out The Well-Kept Wallet, that’s getting sold at a fraction of its original price.

If you live in a northern climate, you can get the jump on winter shopping, too. When people donate used or disused clothing to charities such as ClothingDonations.org, they often eliminate items such as sweaters and winter coats from their closets in the season they need them least — and that means you can score great deals well ahead of the onset of winter weather — and long before the selection gets picked-over.

One parent writing in The Penny Hoarder reports that she was able to outfit her two daughters, both in elementary school, for less than $40 by visiting thrift stores and rummage sales strategically. The children helped her shop on most trips, she says, and likely learned to appreciate a great value at the same time.

If the kids are headed off to college, a thrift store can be an even greater resource. There, you can find items such as desks, bookshelves, coffee tables, lamps and small appliances at bargain prices, as well as the bed linens, dishes and other household goods every college student will need for the first time when moving into a dorm or residence. The thrift can also be a great source for office supplies and backpacks.

Buying at a thrift store supplied by donations to ClothingDonations.org has the added benefit of saving you money while helping fund programs for veterans. And remember, you can contact ClothingDonations.org at any time to schedule a pickup of the clothing and other items your own kids have grown out of or just don’t use anymore. Somebody will be able to use that stuff, but to you, it’s just clutter.

Including clothing, electronics, shoes and school supplies, families will spend an average of $688 on each child during the back-to-school season, according to an annual survey from the National Retail Federation (NRF), and $970 on every college student. But you can keep those costs down — way down — with a trip to the thrift store!